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From Stimulus to Strategy: Why Americans Are Turning to Alternative Investments in 2025

With inflation stubbornly high, interest rates climbing, and the S&P 500 flatlined for the year, American households are once again turning their attention to income boosters. And in June 2025, one search term is booming: stimulus checks. But rather than hoping for an unlikely government handout, savvy Americans are thinking one step ahead: how can we turn temporary windfalls into long-term financial stability?

This article explores:

  • Why stimulus checks and inflation anxiety are trending again in 2025
  • The mindset shift from spending to investing
  • How alternative investments in 2025, like collector cars, are gaining traction
  • What MCQ Markets is doing to open access to this resilient asset class

Stimulus Checks and Financial Anxiety in 2025

Searches for “stimulus check 2025” have spiked on Google as inflation continues to squeeze households, especially in states with rising costs of living. While no official fourth-round stimulus has been announced, speculation swirls as the 2024 election cycle has wrapped and the new administration faces mounting pressure to provide economic relief.

According to CNBC, household debt hit a record high in Q1 2025, with credit card delinquencies on the rise. As Americans face mounting bills and stagnant wage growth, the appetite for government relief checks is understandable. But a growing number of consumers are realizing that even if a check does come, it’s a short-term fix in a long-term storm.

From Survival Mode to Wealth-Building Mode

What’s different now is the intention. During the COVID-era stimulus waves, Americans spent freely: retail boomed, crypto soared, and meme stocks made headlines. But 2025’s economic reality is more sobering.

The focus is shifting from spending to strategy. According to Morning Consult, 62% of Americans now say their top financial priority is increasing long-term wealth. That means investing—not just saving. And for those who have lost trust in the stock market roller coaster, alternatives are increasingly attractive.

Alternative Investments Are Having a Moment

Enter: alternative assets. These include private equity, real estate, art, and yes—collector cars. According to Knight Frank’s Wealth Report, collector cars have appreciated 185% over the past decade, outperforming most traditional assets, including stocks and real estate.


With the S&P 500 barely breaking even so far this year, and inflation eating away at cash, tangible assets are offering something few other investments can: real-world value, limited supply, and cultural significance. Collector cars, in particular, offer the kind of scarcity that modern investors crave. Unlike volatile markets, these vehicles don’t rise and fall on the whim of an earnings report or a political tweet.

Why Collector Cars?

Classic Ferraris. Porsche Turbos. First-generation Mercedes SLs. These aren’t just passion purchases—they’re appreciating assets.

Unlike luxury real estate, collector cars are more accessible and often outperform other luxury segments like art or wine. Their value is tied to rarity, provenance, and market demand. Plus, they aren’t subject to the same regulation and volatility that spook stock investors.

In fact, with tariff exemptions on vintage vehicles, and recent strong auction results from houses like RM Sotheby’s and Broad Arrow, the collector car market is thriving while other sectors stall.

From Stimulus Checks to Smart Allocations

Here’s the shift: what if that next stimulus check—or the next bonus, refund, or windfall—could be the start of a smarter portfolio?
That’s the mindset MCQ Markets is encouraging.

MCQ Markets Makes Collector Car Investing Accessible

Historically, investing in collector cars required hundreds of thousands—if not millions—of dollars. MCQ Markets changes that. Through our platform, investors can buy fractional shares of investment-grade vehicles starting at just $20.
Whether it’s a Ferrari 512 BBi or a BMW M1, each offering is SEC-qualified, curated, and stored securely in a temperature-controlled garage at our HQ in Miami. No maintenance required. Just a smart, tangible addition to diversify your portfolio.
It’s not about speculation, it’s about security. While your neighbor crosses their fingers for a check, you could be adding a rare Porsche to your investment mix.

Conclusion: Stop Waiting, Start Allocating

Stimulus may come. It may not. But the question remains: what will you do when that next deposit hits your account?
The smart money in 2025 is thinking beyond short-term relief and looking toward long-term resilience. Collector cars—once a niche for gearheads—are now a serious option for wealth-conscious investors.
With platforms like MCQ Markets, you don’t need a garage full of vintage metal. You just need a smart plan, a little capital, and the will to invest in something real.
Don’t wait to be rescued. Build something that lasts.
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